Mortgage Loans

There is "no place like home," regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. Morrill & Janes Bank and Trust can help make it happen with a multitude of mortgage products to meet your specific needs.

Talk to one of our home lending professionals to find the best loan for you. Our mortgage loan products include:

  • Conventional Mortgages – Fixed rate and adjustable rate mortgages.

  • Relocation Loans – Helps to synchronize the sale of your existing home with the purchase of a new one.

  • First-Time Home Buyer Loans – Closing cost assistance for qualified buyers.

  • Vacation and Second Home Loans – Balance the enjoyment of a getaway home and the financial investment.

  • Condominium Loans – Experience performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans.

  • Bridge Loans – An "in-between" loan that allows a buyer to make a down payment on a new home before his or her current home is sold.

  • Privately Insured Loans
  • Jumbo Loans
  • FHA Loans
  • Home Equity Loans
  • Rural Housing Loans
  • Construction and Lot Loans
  • Investment Property Loans
  • Portfolio ARMs and Balloon Loans


With so many options, it can be difficult to know your best option, so we encourage you to email one of our Mortgage Professionals to provide advice and answer any questions. Once you have selected your product and finalized your loan application, our online process can get you approved in minutes!

Visit the Mortgage Center

View Bank-Owned Properties



877.280.1865
eMail Us