Checking

Personal Checking Accounts

We understand everyone’s banking needs are different. That’s why we offer a variety of flexible checking accounts, all designed to make banking easier and help you reach your financial goals. Take a look below to see the wide range of options available, and contact a Personal Banker to help you find the checking account to best suit your needs.


Enhance Your Checking Experience

  • Overdraft Protection Options: Life can be hectic! That’s why we do our best to make it easy for you.
  • GenGold ®: Joining GenGold means enjoying the benefits of travel discounts, health services, value-added options, and identity-theft restoration rescue.
  • Debit Cards: Open a checking account and receive a free Pink Ribbon Debit Card . Every time you use the card to make a purchase, we make a contribution to help fight breast cancer in our community.

Reorder Checks

Morrill & Janes Bank’s routing number is 101101950.

Scroll to the left to view the rest of the table.
Compare checking account options: Free Checking with eStatements Cash Rewards Checking Elite Checking Signature Series Checking
Opening balance requirement
$25 In Banking Center $25
ATWORK $0
$25 $1,000
Minimum balance to avoid monthly maintenance fee
None None $1,500 average daily balance
per monthly statement cycle
$50,000 average daily balance
or $100,000 in total relationship balance for the cycle month
Monthly fees
eStatement enrollment required to
avoid $2.50 paper statement fee
eStatement enrollment required to
avoid $2.50 paper statement fee
$6 $9
Interest earning N/A Yes - Tiered Yes - Tiered Yes - Tiered
Available debit card Yes Yes Yes Yes
Overdraft privilege Yes Yes Yes Yes
Additional benefits Yes Yes Yes Yes
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