Your Morrill & Janes ATM and Check Card has a special feature called OVERDRAFT PRIVILEGE.
If you choose to “Opt In”, your Check Card and ATM transactions will be covered up to your overdraft privilege limit. This could prevent embarrassing situations in which your purchase could be declined, or prevent you from accessing necessary services when you need them most. However, authorizing us to use your overdraft privilege limit to cover otherwise insufficient ATM and Check Card transactions may result in a fee to you. (Click on the Important Information link below for more details on this fee.)
If you choose to "Opt Out" we are not able to provide this coverage automatically for your everyday Check Card transactions.
You have a choice. Please review this IMPORTANT INFORMATION about your Morrill & Janes Account, overdrafts, and fees. After you have read and considered this information and are ready to make your choice, click on the button below to enroll and let us know whether you want to continue Overdraft Coverage, or not.
You may also click on the button below to notify us if you want to change your enrollment. Or, you can always contact us directly for more information.