Strongest Midsize Bank in Kansas City

 

 

Morrill & Janes Bank

eCommunications Disclosure


 As part of your online application, certain laws require us to provide certain account information to you, and you have a right to receive it on paper. We may provide such information to you electronically if we first present this disclosure and obtain your consent to receiving electronic notices. If you do not wish to consent, you may visit any Morrill & Janes Bank branch to apply in person.

 Your consent to receiving account information electronically covers all the Legal Documents (which are contained in the link listed in the “Review the Legal Documents” section) and other communications regarding your application or any resulting account. Additionally, your consent will apply to subsequent disclosures and information that we are required or otherwise choose to provide from time to time. These include (without limitation) change-in-terms notices; copies of your consent for preauthorized transfers from your account; notices about variances in the amount of preauthorized transfers; privacy notices; and conclusion concerning errors that you report (collectively, “eCommunications”).

 Email Addresses. Electronic Communications will be sent to the email address you or any co-applicant provided in your application, and you agree to pass-on notices to other applicants. If an email is returned as undelivered, we may use any other email address that we have for you or a co-applicant. We also reserve the right to use postal addresses. You must notify us of any change in your email address by calling 785.889.4211.Unless otherwise required by law, you agree that any Electronic Communications will be deemed received by you when sent by any means set forth above.

 Withdrawal of Consent. You may withdraw your consent to receiving the Electronic Communications by calling 785.889.4211; withdrawal by any co-applicant will be effective for all applicants. Your consent will remain effective throughout this transaction (but you may end the transaction by withdrawing your application or closing any resulting account). Withdrawal will not apply to actions already taken or initiated in reliance on your consent. You will not be charged any fee for your withdrawal of consent.

 Consent coverage; Notices From You Are Not Covered. Applicable law or contracts sometimes require you to give us “written” notices, and your consent does not apply to those items. In order to coordinate our processing, you must still provide us notice on paper.

 Copies. You may print or make a copy of the Legal Documents by using the Print button or saving a PDF copy – do this when you first review the documents, because after submission we do not keep them all in a place that you can access. If you would like a free paper copy from us, you may call 785.889.4211.

 System Requirements. In order to properly access and retain your Electronic Communications you must have the following hardware and software (collectively, “System Requirements”):

  • A personal computer or Macintosh (including a monitor) capable of accessing the Internet and sending and receiving email and a printer capable of printing copies of website information for your records (if you desire paper records);
  • Internet access;
  • A computer hard drive capable of storing data, if you wish to store Electronic Communications;
  • Adobe Acrobat Reader (version 4.0 or higher) to access, retain, and print a PDF file.  If you do not have Adobe Reader, you may download it for free at www.adobe.com.
  • An Internet browser that supports 128-bit encryption, including any of the following:

 Supported Browsers

 

PC

Windows 95, 98, NT, 2000, ME, XP

MAC

OS 9 and OS 10

 

Supported Browser

Supported Browser

Microsoft Internet Explorer

5.0 and higher

5.0 and higher

Microsoft Internet Explorer w/AOL

5.0 and higher

5.0 and higher

Netscape

6.2 and higher

(6.0 blocked)

6.2 and higher

(6.0 blocked)

Safari

1.0 and higher (for OS 10 only)

1.0 and higher (for OS 10 only)