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Morrill & Janes Bank

Check Recovery 


Tired of trying to collect bad checks written by your customers, writing off bad checks, or paying a check guarantee service? Morrill & Janes Bank through a relationship with Global Check Recovery can make a FREE, easy and successful check recovery service available to you! Global Check Recovery is able to convert your deposit return item into an ACH which provides numerous benefits in collecting the check.  The best part is that this service is free to our commercial customers.  Any fees are paid by the maker of the check. Check Recovery testimonial

This service can reduce your staff time in processing collections, can greatly improve overall collections and offers excellent reporting for status of collection items.

Global Check Recovery (GCR), located in Lee's Summit, Missouri has provided check recovery services since 1998. They have successfully collected an average of 85% of their customer's bad checks using electronic check collection, known as RCK, through the ACH network. That's a high collection rate! And it's FREE to business depositors. When they collect an item for you — you receive 100% of the face value of the check, and they remit collected funds weekly.

When checks are returned for non-payment to your deposit account, the bank will forward the item to GCR. They will determine if the item is eligible for electronic collection and begin work to successfully collect your money. All items received by them are reported back to you through detailed status reports all available on the Internet - but only accessible by you so your information is safe and secure — 24/7.

Getting Started.
It's easy to get started. Contact your Morrill & Janes Bank Relationship officer, or customer service representative, at any of our branch locations, or you can print the Client Agreement* to complete and send to your local branch location. Morrill & Janes Bank will help you all the way by providing the forms and notices you need to let your deposit bank(s) and your customers know that you are using the check recovery service.

View our Frequently Asked Questions to learn more about the electronic collection of checks and how the Check Recovery Service works.

*You will need Adobe Reader to open and print the Client Agreement. If you do not have Adobe Reader you can download it for free here Get Adobe Reader