Business Solutions

Online Banking and Payments

Online Banking User Guide
Business Bill Payment & Payroll Demo

Tools to manage your finances.
Your day isn’t 9:00 to 5:00 – neither is Business Online Banking.

  • Single-user access
  • View personal and business accounts
  • View image statements and check images
  • Account detail consistently updated
  • Export transaction detail for reconciliation and financial management software
  • Stay alert to activity in your accounts. Notifications via email or SMS text when selected events occur
  • Online payments
  • Online Money Management
  • Text Banking
  • Mobile App and Mobile Check Deposit
  • External transfers
  • Additional ID’s available
    • 2 free ID's included
  • P2P and Business Bill Payment unlimited payments with dual control functionality
  • Access to direct deposit for payroll unlimited payments
Learn about Online Security and Fraud Protection

Collecting and Managing Payments

For the day-to-day cash management of your business.

Checks. The default payment method for many businesses. You can control when you write, mail or hand them out. But you can’t control when they will clear your account or who may steal your bank account and information. Learn More

Bill payment and Person-to-Person (P2P). Your business banking account includes access to unlimited transactions. When possible, it will send payments electronically, reducing the opportunity for check fraud. Learn More

Tax Payment . You may always use the EFTPS service to authorize payment of your taxes. Or, schedule and initiate your business tax payments to control the amount and date funds are debited to your account.

Payroll Direct Deposit . Segregate payroll from other transactions and offer direct deposit for your employees.

Credit and Debit Cards. Cards provide the ultimate convenience for purchases and payment of services. Learn how the Business Credit Card can optimize your business cash flow.

Domestic and International Wire Payments. We provide complete domestic and international wire offerings. Layered security helps to protect our customers from fraud. International Wire Payments in vendors' foreign currency can help you negotiate the best price and reduce foreign exchange risk. Our SWIFT service helps navigate foreign payments more efficiently.

Merchant Services . Accepting card payments provides expedited cash flow and allows your customers to take advantage of their card reward programs.

Check image deposit. Deposit checks from a compatible mobile device or your desktop computer. Choose between Mobile check deposit and eDeposit, based on your needs. Learn More

Have more complex needs? Visit with one of our Business Bankers for more solutions.


Working Capital and Financing

Understanding the types of SBA Loans

Whether you are starting, expanding or funding current operations, we have a financing option that can be tailored to your needs—with quick turnaround times.
Rather than depleting personal savings or retained business earnings, evaluate the benefits of utilizing one of the many business loan services as part of your banking relationship. You have access to a variety of short and long-term options. As a community bank, we are committed to helping businesses and communities grow.

For any loan under $50,000, we offer a streamlined and fast approval process.

Working Capital Lines Equipment Lines

1–5 year, variable rate
$25,000 – $500,000

Collateral:  Business assets, specific equipment, real estate, liquid assets (CDs or savings)
Repayment:  Monthly

Equipment Loans, Vehicle Loans Cash Secured Loans

Up to 7 years, fixed or variable rate
$10,000 – $500,000

Collateral:  Business assets, specific equipment, real estate, liquid assets (CDs or savings)
Repayment:  Monthly

Owner Occupied, Mixed Use Investment

5-year, fixed or variable rate based on a 10-year, 15-year or 20-year amortization
$25,000 – $500,000

Collateral:  Real Estate Repayment:  Monthly


Variable rate
$2,500 – $25,000

Collateral:  Unsecured Repayment:  Monthly, revolving


Variable rate
$25,000 – $500,000

Collateral:  All assets Repayment:  Monthly, pay-in-full

Overdraft Protection, Small Line of Credit

Revolving term, fixed rate – due on demand

Collateral:  Unsecured Repayment:  Monthly

Bank Guarantee of Funds

Up to 2 years
$10,000 – $500,000

Collateral:  Liquid assets (CDs or savings)

LEASING SOLUTIONS Alternative to Purchase of New or Used Equipment

3–7 year, fixed or variable rate
$10,000 – $500,000

Collateral:  Business assets, specific equipment, real estate, liquid assets (CDs or savings)
Repayment:  Monthly