Agricultural Loan Programs
Morrill & Janes Bank is a proud Preferred Lender Program Member. Learn More
There are many forces changing the face of Ag lending....
But something you can count on staying constant in the face of change is our expertise to help you make the most of your agricultural operations.
For generations, the Morrill & Janes Bank and Trust Company has met the banking needs of farmers and livestock producers. Our experienced and capable staff can work with you to meet your banking needs for land and equipment purchases, crop input expenses and annual lines of credit for crop and livestock production.
Our wide array of financing tools is supplemented by many programs which we are able to provide as a USDA Approved Lender.
FSA makes direct and guaranteed farm ownership (FO) and operating loans (OL) to family-size farmers and ranchers who cannot obtain commercial credit from a bank, Farm Credit System institution, or other lender. FSA loans can be used to purchase land, livestock, equipment, feed, seed, and supplies. FSA loans can also be used to construct buildings or make farm improvements.
FSA loans are often provided to beginning farmers who cannot qualify for conventional loans because they have insufficient financial resources. FSA also helps established farmers who have suffered financial setbacks from natural disasters, or whose resources are too limited to maintain profitable farming operations.
Some FSA loans include:
- Beginning Farmers and Ranchers Loans
- Direct Farm Loans
- Emergency Farm Loans
- Guaranteed Farm Loans
- Socially Disadvantaged Farmers and Ranchers Loans