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Morrill & Janes Bank

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS


 FACTS

WHAT DOES MORRILL & JANES BANK AND TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. 

What?

The types of personal information we collect and share depend on the product or
service you have with us. This information can include:

  • Social Security number and income
  • Account Balances and Payment History
  • Credit History and Credit Scores

How?

All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons Morrill & Janes Bank
chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Morrill & Janes Bank share?  Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus

 Yes  No

For our marketing purposes -
to offer our products and services to you

 Yes  Yes
For joint marketing with other financial
companies
 Yes  No

For our affiliates’ everyday business purposes -
information about your transactions and
experiences

 Yes  No

For our affiliates’ everyday business purposes -
information about your creditworthiness 

 Yes  Yes
For our affiliates to market to you   Yes  Yes
For nonaffiliates to market to you   No  We don't share

 

To limit our sharing

Call 913-677-4500 or go to mjbtrc.com

Please note:
If you are a new customer, we can begin sharing your information [30] days from the
date we sent this notice. When you are no longer our customer, we continue to share
your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? 

Call 913-677-4500 or go to mjbtrc.com 

 

What We Do

 
How does Morrill & Janes Bank
protect my personal information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
How does Morrill & Janes Bank
collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Deposit money
  • Apply for a loan
  • Seek advice about your investments
  • Tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.

hy can’t I limit all sharing? 

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing. 

What happens when I limit sharing
for an account I hold jointly with
someone else?

Your choices will apply to everyone on your account.

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be
financial and non-financial companies.

• Our affiliates include Heartland Financial USA, Inc., Arizona Bank &
Trust, Galena State Bank & Trust Company, Riverside Community
Bank, Dubuque Bank & Trust, New Mexico Bank & Trust, Rocky
Mountain Bank, Summit Bank & Trust, Minnesota Bank & Trust,
Wisconsin Bank and Trust, Citizens Finance, DB&T Insurance. 

Nonaffiliates 

Companies not related by common ownership or control. They can be
financial and non-financial companies.

• Morrill & Janes Bank does not share with nonaffiliates so they can
market to you. 

Joint Marketing

A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.

  • Life Style Benefits Provider
  • Reward and other bonus provider companies