Strongest Midsize Bank in Kansas City



Morrill & Janes Bank

Compare Our Checking Accounts

Current rates

Residents of Kansas and Missouri can open accounts online! Just click on the Get Started button for the account you want to open.

Elite Checking
  • 0.40% APY(1) - on balances of $1,500.00 and up
  • 0.05% APY(1) - on balances up to $1,499.99
  • Minimum to open only $25

Account Terms

Free Checking Account with eStatement2 Account Terms
Cash Rewards Checking
  • 1.51% APY(1)- on balances up to $20,000 meeting reward requirements
  • 0.11% APY(1)- on balances of $20,000.01 and above meeting reward requirements
  • 0.01% APY(1)- if reward requirements aren't met
  • Minimum to open in a banking center is $25
  • Minimum to open through ATWORK program is $0


Cash Rewards Checking FAQ

Reward requirements for Cash Rewards Checking:

  • Sign up for Direct Deposit
  • Simply have 15 or more signature-based purchases posted within the monthly statement cycle (Transactions at an ATM are not included)
  • Sign up for eStatements

All of our checking accounts offer these great features and services:
  • Visa® Debit Card with Savvy™ Rewards
  • Fee-Free ATMs nationwide(only at Allpoint® ATMs)
  • Personal Online Banking, Mobile Banking, Text Banking, and Account Alerts
  • Mobile Deposit(carrier and data rates may apply)
  • Mobile and Internet Bill Payment (carrier and data rates may apply)
  • Person-to-Person payment
  • First order of MJB logo checks - Free!(Elite Checking, Free Checking with eStatements, and Cash Rewards Checking Accounts only)
  • Gift with account opening

These accounts are for individuals only - interested in Business Checking Accounts?Learn More

(1) Annual Percentage Yield. Rates are effective as of 07/20/2015 and are subject to change at any time after the account is opened. Accounts may only be opened for residents in the Kansas and Missouri Market Area. Click on the "Account Terms" links above to view the complete terms to attain the stated rate of interest, fees, restrictions and features. Fees could reduce earnings on the account.
(2) $2.50 paper statement fee if not enrolled in eStatements.