Legal Terms & Conditions
PLEASE READ THESE LEGAL TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE, YOU AGREE TO BE BOUND BY THE LEGAL TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO THESE LEGAL TERMS AND CONDITIONS, DO NOT ACCESS THIS SITE, OR ANY PORTION OF THE SITE.
These Legal Terms and Conditions set forth the entire agreement between Morrill & Janes Bank and Trust Company (M&JB) and all parties ("you" or "your") accessing or using this World Wide Web site (the "Site"). M&JB reserves the right to revise these Legal Terms and Conditions at any time by updating this posting, and such revision will be in effect as of the time the revised Legal Terms and Conditions are posted.
Morrill & Janes Bank and Trust Company (M&JB)
We at Morrill & Janes Bank and Trust Company strive to provide our customers with the highest level of online services available. However, certain instances beyond our control can and will occur so short times of inaccessibility should be expected. Furthermore, Morrill & Janes Bank and Trust Company cannot and will not guarantee the accuracy of the information contained within the Internet system.
All transactional activity must be submitted by 2:00pm Monday thru Friday to ensure same day posting. Any activity after the 2:00pm deadline will be considered next business day transactions. Please review your Funds Availability documentation provided to you upon the opening of your account. If you have any further questions concerning funds availability, please contact a new accounts representative at our main location.
Morrill & Janes Bank and Trust Company (785) 742-2121
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NO WARRANTIES
MORRILL & JANES BANCSHARES NOR ANY OF ITS SUBSIDIARIES MAKES ANY REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE. ALL CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. M&JB DISCLAIMS ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO THE CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND SECURITY.
M&JB DOES NOT WARRANT THAT THE CONTENT HEREIN IS ACCURATE, COMPLETE, OR CURRENT. M&JB MAKES NO COMMITMENT TO UPDATE THE CONTENT OF THIS SITE. IT IS YOUR RESPONSIBILITY TO VERIFY ANY INFORMATION BEFORE RELYING ON IT. THE CONTENT OF THIS SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. FROM TIME TO TIME CHANGES ARE MADE TO THE CONTENT DISPLAYED ON THIS SITE. M&JB MAY MAKE CHANGES IN THE PRODUCTS AND/OR THE SERVICES DESCRIBED ON THIS SITE AT ANY TIME.
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LIMITATION OF LIABILITY
M&JB WILL NOT BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES OR INJURY ARISING FROM YOUR USE OF THIS SITE. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER'S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS (e.g., YOU CANNOT ACCESS YOUR INTERNET SERVICE PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. IN NO EVENT SHALL M&JB BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR RELATING TO THE USE OF THIS SITE OR THE COPYING OR DISPLAY OF INFORMATION ACCESSED THROUGH THIS SITE, WHETHER OR NOT M&JB WAS ADVISED OF OR AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS DISCLAIMER OF LIABILITY IS EFFECTIVE WITHOUT REGARD TO THE FORM OF ANY ACTON, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER THEORY. WITHOUT LIMITING THE FOREGOING, M&JB SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES INCURRED AS A RESULT OF ANY INFORMATION SUBMITTED TO IT THROUGH THIS SITE OR ANY PAGE HEREOF OR FOR ITS TRANSMISSION OF INFORMATION TO ANY PERSON(S) OR ENTITY(IES) AS A RESULT OF A REQUEST FOR SUCH TRANSMISSION REASONABLY BELIEVED BY M&JB TO HAVE BEEN MADE BY SUCH PERSON OR ENTITY.
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LINKS TO THIRD PARTY SITES
Your use of the hyperlinks on this website to other Internet sites is at your own risk and M&JB is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these linked sites. M&JB makes no representations whatsoever concerning the content of those sites. A link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by or with M&JB with respect to such site, its owners, or its providers; these links are provided only as a convenience to you. M&JB has not tested any information, software, products or services found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, products or services found on the Internet; and you should be sure that you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. You should be aware that linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions provided on the Site. M&JB is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.
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JURISDICTION
These Terms and Conditions will be governed by and be interpreted pursuant to the laws of the State of Kansas, United States of America, or other applicable federal laws, notwithstanding any principles of conflicts of law. The state or federal courts located in Johnson County, Kansas, shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this Site.
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ENTIRE AGREEMENT
If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. M&JB reserves the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.
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CONSUMER PRIVACY INFORMATION
M&JB recognizes and respects the privacy expectations of M&JB'S consumer customers and provide an explanation of these principles on M&JB'S Consumer Privacy Statement. These Terms and Conditions are supplemental to the Consumer Privacy Statement. You should be aware that Linked Sites may contain confidentiality provisions that differ from the provisions provided herein. M&JB is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.
M&JB uses strong encryption technology to protect the privacy of personal information supplied to us or accessed through our Web banking service. Internet browser software typically stores ("caches") information from the Web site being visited on the hard drive of the user. This means that information viewed or input during a visit to a Web site can usually be viewed again by merely hitting the "BACK" button in your browser. Some web sites issue a "no-cache" command to browsers to prevent this temporary storage. To better protect your personal information, you should clear your cache of information from your computer periodically. Instructions for clearing this cache are included on your browser.
To provide you better service M&JB may use a "cookie". A cookie is a small bit of information given to your browser by a web site, which can later be retrieved. A cookie is a way for a web site to recognize whether or not you have visited the site before. The cookie cannot be read by a web site other than the one that "set" the cookie. M&JB uses cookies for administrative purposes, such as where we store a password, or where you are able to customize the information you see. Recording cookies at such points makes your online experience easier and faster. Most of M&JB's cookies last only through a single visit. They do not read your hard drive or contain any information that you have not already provided. None will contain information that will enable anyone to contact you via telephone or email. Your web browser can be set to inform you when cookies are set or to prevent them from being set.
The content of your email, your email address and M&JB's response, if any, is preserved so that we can better serve you. Depending on the content of your email, M&JB may be required by existing laws and regulations to keep this information. If you send e-mail to us, please remember that e-mail is not secure against interception. If your email contains information that is very sensitive or includes personal information such as an account number, M&JB DEBIT card or social security number, you may want to send this information via postal mail.
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LOCATION OF PRODUCTS AND SERVICES
M&JB's products and services are offered only in jurisdictions where they may be lawfully offered; and are subject to the terms of the applicable agreement.
The Premier E-com Internet banking system is a trademark of Information Technology, Inc. Features and services availability is subject to change without notice.

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