Personal Savings Accounts
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Compare how each account can help you achieve your Savings goals.
- Treasury Index Account ±
- Regular Savings Account
- Money Market Account
- PennyWise Savers' Club
All Savings accounts have the following features: Free Personal eBanking, eStatements, Bill Pay, Mobile Banking, eAlerts, and they are FDIC insured. Compare Savings Rates & Terms
Treasury Index
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(Only available in our NE Kansas locations) |
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| Minimum To Open | $25,000 | No Minimum | $500 | $5.00 |
| No Monthly Maintenance Fee | X | X2 | X2 | X2 |
| Unlimited Deposits | X | X | X | X |
| Up to 6 Pre-authorized Transactions 3 | X | X4 | X | X 4 |
| Check Imaging | X | X | ||
| Check Writing 6 per mo. | X3 | X3 | ||
| Interest Compounded Daily | X | X | X | X |
| Earn Higher Rates based on balance | X | X |
1. Treasury Index Account Rate determined weekly and based on the weekly Treasury auction rate of the 91-day Treasury Bill, as determined by the bank. The rate will adjust to the rate assigned for balances less than $25,000 on days when the available balance drops below $25,000.
2. Savings and PennyWise Accounts - there will be a $1.00 monthly service charge when your average monthly ledger account balance is less than $100.00. This service charge will be waived if the primary account owner is 18 years of age or younger. Money Market Account - there will be a $10.00 monthly maintenance fee when the daily balance falls below $1,000.00 on any day in the month.
3. No more than 6 checks, preauthorized, or automatic withdrawals, or telephone transfers per month. If transactions exceed legal limit $7 per item.
4. If you make more than 4 withdrawals per month a fee of $2 per withdrawal in excess of the 4 withdrawals will be charged. ± The Treasury Index Account is only available to residents of the states of Kansas and Missouri. (Back to Top)
