TREASURY
INDEX ACCOUNT
FDIC Insured Money Market Checking Account, pays rates tied
to the U.S. Treasury bill |
 |
25,000
MINIMUM TO OPEN1 |
|
No
monthly maintenance fee |
|
Make
deposits anytime you choose |
|
Up
to 6 transfers/withdrawals per month2 |
|
Check
imaging |
|
Interest
compounded daily1 |
| |
|
| REGULAR
SAVINGS |
|
NO
MINIMUM TO OPEN |
|
Unlimited
deposits permitted |
|
Limited
withdrawals3,4 |
|
Interest
compounded daily |
| |
|
| Certificates
of Deposits & IRAs |
1.
CERTIFICATES
OF DEPOSIT
7 Days to 60 Months |
|
$500
MINIMUM TO OPEN |
|
Additions
permitted at maturity |
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Automatically
renewable5,6 |
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Interest
compounded daily |
| |
|
| 2.
TIME
DEPOSIT OPEN ACCOUNT IRAs |
|
$50
MINIMUM TO OPEN |
|
Additional
deposits permitted |
|
Automatically
renewable |
|
Interest
compounded daily |
| |
|
3.
MOMENTUM
CERTIFICATES OF DEPOSITS & IRAs
Increase
your income. Protect your investment and interest rate change.
Featuring an Interest Rate Protection Option
If interest rates go higher, you have the option to raise your
rate and begin earning our new higher rate during the remaining
term of your investment. If interest rates go down, you have locked
in your investment at a favorable rate and you may add additional
money. |
|
$500
MINIMUM TO OPEN MOMENTUM CDs |
|
$50
MINIMUM TO OPEN MOMENTUM IRAs |
|
18,
36 and 60 month terms5,6
|
|
Unlimited
additional deposits permitted (minimum deposit amounts of $50 required) |
|
Interest
rate protection option |
|
One
rate adjustments permitted with the 18 & 36 month terms |
|
Two
rate adjustments permitted with the 60 months term |
|
Interest
compounded daily |
| |
|
|
1.
Treasury Index Account Rate determined weekly and based on the
weekly Treasury auction rate of the 91-day Treasury Bill, as determined
by the bank. The rate will adjust to the rate assigned for balances
less than $25,000 on days when the available balance drops below
$25,000.
2. No more than 6 preauthorized, automatic or telephone transfers
per month, no more than 3 by check, draft or similar order to
third parties. If transactions exceed legal limit $7 per item.
3.
If you make more than 4 withdrawals per month a fee of $2 per
withdrawal in excess of the 4 withdrawals will be charged.
4. Transfers from a Savings account to another account or to third
parties by preauthorized, automatic or telephone
transfer are limited to six per month with no transfers by check,
draft or similar order to third parties. Transactions in excess
of account limitations will result in automatic conversion of
the account to a regular transaction account in which the depositor
is eligible.
5. An early withdrawal penalty may apply.
6. You will have 10 business days from the maturity date to withdraw
your funds without being charged a penalty.
|
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