Your Morrill & Janes ATM and Check Card has a special feature called OVERDRAFT PRIVILEGE.
Soon we will no longer be able to provide this coverage automatically, unless you tell us you want to
keep it by “Opting In”.

If you choose to “Opt In”, your Check Card will work as it currently does. Otherwise, after August 15, 2010,
we will no longer be able to provide this coverage automatically for everyday Check Card transactions.

You have a choice. Please review this IMPORTANT INFORMATION about your Morrill & Janes Account, overdrafts, and fees. After you have read and considered this information and are ready to make your choice, click on the button below to enroll and let us know whether you want to continue Overdraft Coverage, or not.