BankWise™ Funds Management Service

Minimize Borrowing Balances - Increase Interest Income

Our exclusive BankWise™ System is specifically tailored to address the unique borrowing and funds management needs of the business owner. With BankWise™, our Bank customizes products and services to improve the manner in which you conduct your business. The net result is that we will help you minimize your borrowing requirements or, alternatively, to maximize your investment potential.

Each business day, our BankWise™ system analyzes your funds position across your demand deposit and loan accounts. We will automatically sweep available funds between your accounts based on a calculated ending position. Not in a borrowing position? Then our BankWise™ system will automatically sweep excess available funds to an overnight repurchase agreement*. You never need to keep excess balances in your account. Instead, use them to pay on your credit account or invest them to increase interest income.