Compare Our Checking Accounts
Compare Rates & Terms (Truth-In-Saving Disclosure)
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MJ Elite Checking (Available only to residents of Kansas and Missouri)
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Free Checking ‡
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Premium 50+ Free Interest Checking
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VIP Free Interest Checking
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Current rate* |
1.01%* APY_$1,500.00 & up 0.70%* APY_$0.00 to $1,499.00 |
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0.50%* APY |
0.50%* APY |
| First order of checks - Free** |
X |
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X |
X |
| Fee-Free ATMs Nationwide |
X |
X |
X |
X |
| UChoose® Rewards |
X |
X |
X |
X |
| Visa® Check Card |
X |
X |
X |
X |
| $25 for old checks & card*** |
X |
X |
X |
X |
| Personal eBanking |
X |
X |
X |
X |
| Mobile Banking |
X |
X |
X |
X |
| Online Bill Payment |
X |
X |
X |
X |
| eStatements |
X |
X |
X |
X |
| eAlerts |
X |
X |
X |
X |
| Check Images on Statement |
X |
X |
X |
X |
| No per check charge |
X |
X |
X |
X |
| No minimum balance |
1 |
X |
X |
X |
| No monthly service charge |
1 |
X |
X |
X |
| Earn competitive interest |
X |
X |
X |
X |
| Gift with Opening |
X |
X |
X |
X |
| Minimum Opening Balance |
$20.00 |
$20.00 |
$20.00 |
$20.00 |
These accounts are for individuals only - interested in Business Checking Accounts? Learn MoreTell A Friend and earn more! 1 - An average monthly ledger balance of $1,500.00 in your account will avoid a maintenance fee. If during any monthly period your average monthly ledger balance is less than $1,500.00, your account will be subject to a maintenance fee of $6.00 for that month.* Annual Percentage Yield. View the Compare Rates and Terms page for additional information on balance levels to attain rate and terms of these accounts.** The first order of Free checks will have the Morrill & Janes Bank logo design. Other designs available at account holders expense.*** Receive $2.00 per packet of old checks and $2.00 for your old debit card to a maximum of $25.00.‡ Maintenance or activity fees will NOT be imposed on these accounts; however, fees will be assessed for services noted in our fee schedule including check printing fees, dormant account fees, overdraft fees, stop payment fees and fees associated with checks returned unpaid.