Consumers, businesses and governmental entities have many options today for making purchases and paying for goods or services. Being able to offer your customers multiple payment methods is critical to staying competitive in today’s marketplace. Morrill & Janes Bank offers a complete suite of payment solutions specially tailored to meet the needs of our merchant customers who want to offer their customers a choice in payment options.

Regardless of the type of business you operate accepting credit, debit, and other forms of card payments is an easy way to boost sales, expand your customer base, reduce risk, as well as the burden of billing and collections. Morrill & Janes Bank provides cost-effective and convenient processing of card payments through our Merchant Services program.

Our Merchant Services program provides:

	Daily settlement reporting - your proceeds are deposited directly into your Morrill & Janes checking account
	Access to all major card networks - Visa®, Mastercard®, Discover®, American Express®, Diners Club®, and JCB.
	Terminal services and support
	Equipment sales, service, and repair
	24-hour help desk

eMerchantView

We offer this Internet based solution to provide direct access to your card transaction processing information to simplify a wide variety of tasks including reconciliation of card payments. eMerchantView is available 24/7 and is a great resource for information including:

	Batch deposit information and transaction details
	Chargeback and retrieval information
	Cardholder accounts inquiries
	Statements

Click here to learn more and view a demo of this service.

Internet Payment Solutions

Working with a leading Commerce Solution Provider, Morrill & Janes Bank can help our merchants turn any PC into a point-of-sale terminal - for retail and Mail Order/Telephone Order (MOTO) payments - and process card transactions with maxmimum security over cardholder data.

Perhaps you would like to add e-commerce functionality to your consumer or business-to-business Web site or customize your e-commerce solution while leveraging ready-made shopping cart functionality? Our Commerce Solution Provider offers simplified solutions for adding e-commerce payment functionality to your web site. With just a little HTML knowledge you can set up ready-made shopping carts on your site with no worrying about maintaining security on your own. These fast and easy Web payment applications come complete with SSL (Secure Socket Layer) security and fraud protection measures (supporting Address Verification Service (AVS), Retail AVS, CVV2, CVC2 and Discover® CID).

For more information on these Internet based solutions click here or contact your account officer.