• Home
• Personal Banking
  • Accounts
    • Checking
    • Health Savings Account (HSA)
    • Savings
    • Retirement & Investments
    • Trust & Asset Management
  • Cards
    • Visa® Check Card/ATM Card
    • Visa® Credit Card
    • MJB Rewards
    • Gift Cards
    • Report Lost or Stolen Cards
  • Loans
    • Auto & Recreational
    • Mortgage and Refinance
    • Home Equity Line of Credit
    • Personal
  • Online Banking
    • Internet Banking
    • Mobile Banking
    • Online Bill Pay
    • eAlerts
    • eStatements
  • Convenient Services
    • ATM Locator
    • Travel Club
    • Overdraft Privilege
    • Reorder Checks
    • Automatic Payments & Transfers
    • More...
  • Resources
    • Calculator Tools
    • Disclosures & Agreements
    • Increase Your Financial Knowledge
    • Protect Your Financial Information
    • Free Annual Credit Report
    • Contact Us
  • Account Access
    • Personal eBanking
    • Mobile Banking
    • MJB Rewards
    • My MJ Credit Card
    • Pay1040.com
  • FAQ
    • Bill Payment FAQ
    • Mobile Banking FAQ
    • eAlert FAQ
    • eStatement FAQ
• Commercial Banking
  • Funds Management
    • Checking & Transaction Accounts
    • BankWise Funds Management
    • Overnight & Term Repurchase Agreements
    • Lockbox
    • Remote Deposit
    • Electronic Payments
    • Account Restrictions
    • eAlerts
  • Lending
    • Working Capital Lines
    • Term Loans
    • Real Estate & Construction Lending - Commercial
    • RE Construction - Builder & Consumer
    • ESOP Loans
    • Letters of Credit
    • Industrial Revenue Bonds
    • SBA Loans
  • Card Services
    • Merchant Acceptance
    • Business Credit Card
    • Business Check Card
    • MJB Rewards
    • Gift Cards
    • Report Lost or Stolen Card
  • About Us
    • Our Niche
    • Our Locations
    • Keith Higgins
    • Mark Hosking
    • Don Lewis
    • Craig Roeder
    • Steve Schafer
  • Other Services
    • Check Recovery
    • Positive Pay
    • Account Reconciliation
    • eStatements
    • Corporate Trust Services
    • Internet Banking
• NEK Business/Agriculture
  • Accounts
    • Business Checking
    • Money Market Checking
    • Treasury Index Account
    • Certificate of Deposit
    • Repurchase Agreements
  • Lending
    • Working Capital Lines
    • Equipment & Manufacturing
    • Term Loans
    • Real Estate & Construction
    • Agricultural
  • Online Banking
    • Business eBanking
    • Positive Pay
    • Remote Deposit
    • Card Bill Payment
    • Pay 1040.com
  • Card Services
    • Visa® Check Card for Business
    • Visa® Credit & Purchasing Card
    • Merchant Acceptance Service
    • Gift Cards
    • MJB Rewards
    • Report Lost or Stolen Card
  • Additional Services
    • Check Recovery & Collection
    • Electronic Payments
    • BankWise Funds Management
• Trust Services
• Online Tools
• About Us
  • Mission Statement
  • History
  • MJB Careers
  • Contact MJB
  • Branch Locations
  • ATM Locations
  • Site Map
  • Holiday Closures

Commercial Working Capital Lines of Credit 

Morrill & Janes Bank offers a flexible loan facility to bridge your working capital needs caused by business seasonality, unexpected cash uses or simply taking advantage of vendor discounts. Lines of credit typically have a maturity term of one year and are designed to specifically match your needs. Availability is generally structured to your available collateral. Most lines of credit will establish loan availability based upon pre-determined percentages of eligible accounts receivable and/or inventory.

We understand that every business is unique and we take the time to understand how your borrowing needs affect your company.

Please feel free to look at our general customer characteristics or contact a loan Relationship Officer in metro K.C., or a lending officer at any of our NE Kansas branches to discuss your needs.