Disclosures and Agreements


Please use the links below to view Morrill & Janes Bank Disclosures. If you have any questions regarding regulatory compliance or disclosure information, please contact your local bank branch.

Terms and Disclosures
Deposit and Savings 
eCommunication Disclosure 
Rates & Terms Checking 
Rates & Terms Savings 
Check 21 - Substitute Checks and Your Rights 
VISA® Consumer Credit Card Cardholder Agreement  

Other Information
Privacy Policy 
US Patriot Act 
Website Agreement 
Important Information Regarding Errors on Your Account 
Check 21 - What This Means To You